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Home > Savings Plan > Investment Options

Your Investment Options

  
You may choose to invest your deferred savings in any one or a combination of the savings program’s eleven investment funds — in increments of 5%. The funds are valued at market daily.

Any investment involves some degree of financial risk. Actual investment results for your savings program balance will vary depending on the fund or funds in which it is invested.

Detailed information about each of the funds is provided in the chart on the following pages. This data is provided for informational purposes only. Before making any investment decision, you should also review the fund prospectuses and fact sheets.

Neither the Company, the savings program, or the Retirement and Savings Plan Committee makes any representation that the past performance of these funds is a guarantee or indicative of their future performance. The funds are not protected by any federal or state deposit insurance program.

Investment Earnings

Investment earnings include interest, dividends and market gains/losses resulting from your investments in any of the savings program’s funds. Returns you may earn on your investments are continually reinvested in the funds you have chosen.

You can transfer existing balances — in 1% increments — among the investment options up to 12 times a year, and in any event at least once per quarter. Transfers completed before 4 pm Eastern time will be effective that day, assuming it is a business day and the New York Stock Exchange is open; otherwise, changes will be effective the next business and market trading day. Confirmation of your transaction will be mailed within two business days.

Last updated: Thursday April 21 2005
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