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If You or a Family Member Dies |    |
Steps To Take If You Die
When you die, your family member should notify the Benefit Plans Office of your death. Benefit Plans will assist your family members in completing the appropriate forms.
Steps to Take If You Lose a Spouse or Child
- When you lose a spouse or child, you should notify the Benefit Plans Office.
- Change your medical and dental coverage within 30 days of the death, if coverage changes are appropriate.
- Review your beneficiary elections for life insurance and the savings program.
Steps To Take If You or Your Spouse Is Admitted
to a Long Term Care Facility
When you or your spouse are admitted to a long term care facility, contact the Benefit Plans Office. Changes in your medical or prescription drug plan may be necessary.
What Happens to Your Benefits If You Die
Here is what happens to your benefits if you die:
Medical (Including Prescription Drugs and Vision Care) and Dental
If your spouse is under age 65, he or she may continue medical coverage (including prescription drugs and vision care) and/or dental coverage by paying the appropriate premiums (full premium cost if you had less than 10 years of full-time service when you retired; retiree share of premium cost if you had more than 10 years of full-time service when you retired).
Your spouse can continue this coverage until he or she becomes age 65 or remarries, whichever comes first. At age 65, your unmarried surviving spouse may transfer to the Major Medical Medicare Supplement Plan.
If, when you die, you do not have a spouse but have other eligible dependents, your eligible dependents may continue their coverage through COBRA. Refer to the Administrative Information section for more information on COBRA.
Major Medical Medicare Supplement Plan
If your spouse is age 65 or over, your spouse may elect to remain in the plan, subject to plan qualifications and plan continuation.
Long Term Care
Your spouse may continue his or her coverage by paying monthly premiums to the insurance company.
Life Insurance
Your beneficiary will receive a basic life insurance benefit and a supplemental life insurance benefit, depending on the coverage you were eligible for and elected.
Pension Plan
Your surviving spouse/beneficiary will receive any survivor benefit. The Benefit Plans Office will contact your beneficiary to provide information about any plan benefits that might be payable.
Savings Program
Your beneficiary may receive your full account balance in a lump sum. However, your spousal beneficiary may choose either a lump-sum payment or monthly installment payments over a five-year period. Your spousal beneficiary may also elect to defer payment until the latest date permitted by the tax law.
Last updated: Thursday April 21 2005
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