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Home > Life Events > Having/Adopting Children

Steps To Take If You Are Expecting or Adopting a Child

If You or Your Spouse is Pregnant...

CIGNA Point-of-Service In-Network
  1. Schedule prenatal appointments. You will pay a copayment at the initial visit under CIGNA Option 1 or you will pay a copayment for each visit under CIGNA Option 2.

  2. Interview and choose a network pediatrician for your child to receive in-network benefits after your child is born. Well-child care and immunizations are covered only when you receive them from a network pediatrician. Your baby's first visit will be in the hospital after delivery, so consider choosing a pediatrician who has admitting privileges at your hospital to ensure that you receive in-network benefits for that visit.

    Your OB/GYN will precertify your hospital or birthing center admission.

  3. Present your medical ID card when you are admitted to the hospital or birthing center and pay a copayment for the admission.
CIGNA Point-of-Service Out-of-Network and CIGNA Indemnity Plan
  1. Schedule prenatal appointments.

  2. Submit medical claims for all care you receive throughout the pregnancy. Pregnancy is covered as any other medical condition.

  3. Interview and choose a pediatrician.

  4. Call CIGNA's Member Services by the fourth month of pregnancy to precertify your maternity admission if you are in a Point-of-Service Plan. If you are in the Indemnity Plan, you should call Intracorp for hospital precertification by the fourth month as well.

If You Adopt a Child...

Interview and choose a pediatrician. If you are in the Point-of-Service Plan, you must choose a primary care physician for your child from the provider directory to receive in-network benefits, including coverage for well-child care.

When Your Child Arrives

Enroll your newborn or newly adopted child for medical benefits within 30 days, so your child's medical expenses will be covered from the date of birth or adoption. You have up to age one to enroll the child for dental coverage. Call the Benefit Plans Office to request a change form.

Consider updating your will.


Last updated: Thursday April 21 2005 Error processing SSI file